b2KIT

Subscription Cost Tracker

Track and total all subscriptions with renewal dates, annual cost projection, and cancellation savings calculator.

Tested tool guide Tested browser tools Checked August 16, 2026

What Subscription Cost Tracker does, with a checked example

Every recurring charge you forget to cancel is a bill you keep paying, and most people misjudge how much those charges add up. This tool keeps a running list of your subscriptions - name, price, billing period, next renewal date - and turns it into a monthly total, an annual cost projection, and the list of upcoming renewals. To use the savings calculator, select the subscriptions you are considering dropping and the totals recompute, showing exactly what each cancellation saves per year. The surprise is usually the annual number: a handful of $10-per-month services quietly becomes four figures.

Worked example

A concrete input and expected output from the current implementation.

Input

Add four subscriptions: Netflix $15.49/month, renews 2026-08-24; Spotify $11.99/month, renews 2026-08-28; iCloud+ $2.99/month, renews 2026-09-02; Microsoft 365 Family $99.99/year, renews 2027-01-15.

Expected output

Monthly total: $30.47 from the three monthly plans, $38.80 including the annual plan as an $8.33/month equivalent (rounded). Annual projection: $465.63. Upcoming renewals: 2026-08-24 Netflix $15.49, 2026-08-28 Spotify $11.99, 2026-09-02 iCloud+ $2.99, then 2027-01-15 Microsoft 365 $99.99. With Spotify marked for cancellation, savings are $143.88 per year and the projection falls to $321.75.

The annual projection is the exact sum of the charges: 12 x $15.49 + 12 x $11.99 + 12 x $2.99 + $99.99 = $465.63, and cancelling Spotify removes 12 x $11.99 = $143.88, leaving $321.75. The $38.80 monthly view is the rounded equivalent of the same charges (30.47 + 8.33), which is why $38.80 x 12 gives $465.60, three cents lower - the monthly figure is a convenience view, not the bill total.

How the result is produced

1

How entries become totals

Each subscription is one entry: a name, a charge, how often it bills, and its next renewal date. The tool derives the annual cost by multiplying the charge by the number of billing periods per year - a $24.99 quarterly plan contributes $99.96 to the yearly total - and sums every entry into monthly and annual figures.

2

How the savings calculator works

Mark a subscription as cancelled and its charge drops out of both totals. The saving shown is that subscription's annualized cost - for an $11.99 monthly plan, $143.88 per year - so several candidates can be compared by how much each one actually frees up over a year.

Good uses

  • Renewal-week review: list the subscriptions with renewal dates in the next two weeks, spot the ones you no longer use, and drop them before the next charge.
  • Annual cost reality check: enter every subscription you can remember - then check your statements for the ones you cannot - and compare the yearly projection with what you budgeted for software and services.
  • Cancellation decisions: mark the expensive or barely-used subscriptions and use the savings comparison to see which cancellations move the monthly and annual totals the most.

Limits and checks

  • Prices are frozen snapshots. All totals are computed from what you typed. A price increase, a tax or fee not included in the listed price, or an expiring promo rate will not appear until you edit the entry, and the annual projection assumes every charge stays identical for a full year.
  • The monthly view is rounded. An annual plan's monthly equivalent is rounded to cents, so the monthly total multiplied by 12 can differ from the annual projection by a few cents; in the example above it is $465.60 versus $465.63. Treat the annual projection, computed from actual charges, as the exact figure.
  • Duplicates and shared plans count in full. The tool adds up entries and cannot tell that two entries are the same service. A plan charged on two cards, a family plan you split with others, or a trial you forgot to remove is counted once per entry, so check for duplicates before trusting the totals.

Common questions

Does using this tool cancel my subscription for me?

No. It only calculates and stores what you enter; it has no connection to your bank, your payment methods, or any subscription service, and your entries stay in the browser. To stop a subscription you must cancel it with the provider yourself - and check the deadline, since many services require cancellation before a cutoff date to avoid the next charge.

What about free trials or plans that bill quarterly?

Enter the real charge and billing period and the totals follow: a quarterly plan counts four charges per year, and a subscription in its free trial can be entered at $0 and contributes nothing until you update it. The tool does not notice when a trial ends or a price changes on its own - the totals are exactly what your entries say.

References and verification

The example and behavioral notes were checked against the browser implementation. Standards and primary references below define the relevant format, formula, or platform behavior.

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